Your Centre for Secured Loans/UnSecured Loans
Personal Loan ₹ 3 lacks to ₹ 30 Lacks
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recommend us to others
“ Smart Funding made it really easy to find the right loan We consult the proper loan type to the customer. Avoiding un-necessary charges."
Thimmaraju N, CEO- MD
We are leading Direct Marketing Associates for Private Banks And Non Banking Financial institute (IndusInd Bank, HDFC banand India Bulls) we will provide Personal loan and Business loan & Mortgage Loan our Branchlocateded
Contact Address >
Smart Funding no 3 Above Om Chandi Arts.Bhaanu Nursing Home, Roopena Agrahara, Bommanahalli, Bengaluru, Karnataka, India
Ph: 080-41717067.
E-mail: info@smartfunding.co.in
Terms & Condition we provide >
Terms & Condition we provide personal loan @12%,Business loan @16% Mortgage loan @13% rate various depending on Bank Discretion.
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Smartfundingdoesn't provide Loans on its own but ensures your information is sent to bank which you have opted for.BestLoansdeal has no sales team on its own and we just help you to compare loans .All loans are on discretion of the associated Banks.Smartfundingprovides general information and not be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. We strongly advise that independent professional advice be obtained before you purchase any product and/or service via Smartfunding
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About Us
We charge advertising fee from Banks and Agents but for the customer who registers with us is totally free.
We do not provide any loan service on our own but just connect the customer with the bank after giving him Comparison
Top 5 factors that effect your Personal Loan interest rates:
| Banks/Rates | Salaried | |||||||||||||||||
| CAT A | Per lac EMI (For 4 yrs.) |
CAT B | Per lac EMI (For 4 yrs.) |
Others | Per lac EMI (For others for 4 yrs.) |
Pre Payment Charges | Processing Fees | |||||||||||
| ICICI Bank |
13.49% - 14% (For Special Companies) 15.50% (Salary Above 75,000) 16% (Salary 50,000 -75,000) 16.50% (Salary 35,000 -50,000) 17% (Salary 20,000 -35,000) 17% (Less Than 20,000) |
Rs.2707 - Rs.2733 (For Special Companies) Rs.2808 (Salary Above 75,000) Rs.2834 (Salary 50,000 -75,000) Rs.2860 (Salary 35,000 -50,000) Rs.2886 (Salary 20,000 -35,000) Rs.2886 (Less Than 20,000) |
16% (Salary Above 75,000) 16.50% (Salary 50,000 -75,000) 17% (Salary 35,000 -50,000) 17.50% (Salary 20,000 -35,000) 17.50% (Less Than 20,000) |
Rs.2834 (Salary Above 75,000) Rs.2860 (Salary 50,000 -75,000) Rs.2886 (Salary 35,000 -50,000) Rs.2911 (Salary 20,000 -35,000) Rs.2911 (Less Than 20,000) |
16% (Salary Above 75,000) 16.50% (Salary 50,000 -75,000) 17% (Salary 35,000 - 50,000) 17.50% (Salary 20,000 -35,000) 17.50% (Less Than 20,000) |
Rs.0 Rs.0 Rs.0 Rs.0 Rs.0 |
Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% | 0.50% for special companies else 1.50% - 2.25% | ||||||||||
| HDFC Bank |
13% - 14.75% (For Special Companies) 15.65% (for 75,000 & above salary) 15.75% (for 50,000-75,000 salary) 15.75% (for 35,000-50,000 salary) 17.85% (below 35,000 salary) 11.99% - 13.75% (Special Rates for Loan Amount b/w 10lacs - 20lacs) |
Rs.2683 - Rs.2770 (For Special Companies) Rs.2816 (for 75,000 & above salary) Rs.2821 (for 50,000-75,000 salary) Rs.2821 (for 35,000-50,000 salary) Rs.2930 (below 35,000 salary) Rs.2633 - Rs.2720 (Special Rates for Loan Amount b/w 10lacs - 20lacs) |
15.65% (for 75,000 & above salary) 15.75% (for 50,000-75,000 salary) 15.75% (for 35,000-50,000 salary) 17.85% (below 35,000 salary) 11.99% - 13.75% (Special Rates for Loan Amount b/w 10lacs - 20lacs) |
Rs.2816 (for 75,000 & above salary) Rs.2821 (for 50,000-75,000 salary) Rs.2821 (for 35,000-50,000 salary) Rs.2930 (below 35,000 salary) Rs.2633 - Rs.2720 (Special Rates for Loan Amount b/w 10lacs - 20lacs) |
19.50% |
Rs.0 |
Nil (For Loan Amount > 10lakhs with >Salary 75k) else 4% | Rs.999 - 1.75% (for Special Companies) 2% (HDFC |
||||||||||
| Bajaj Finserv | 15% - 16% |
Rs.2783 - Rs.2834 |
16% |
Rs.2834 |
16.50% - 17% |
Rs.0 |
Nil Prepayment | Upto 2% | ||||||||||
| Tata Capital | 13.50% - 16% |
Rs.2708 - Rs.2834 |
15.50% - 16.50% |
Rs.2808 - Rs.2860 |
17% - 19% |
Rs.0 |
Part Prepayment with ZERO Charges | Starting Rs.1500/- | ||||||||||
| Kotak Bank |
12.99% - 14.29% (For Special Companies) 14.50% (for 45,000 & above salary) 15.25% (for 30K - 45K salary) 12% (Special Rates for Loan Amount More than 15 Lacs) |
Rs.2682 - Rs.2747 (For Special Companies) Rs.2758 (for 45,000 & above salary) Rs.2796 (for 30K - 45K salary) Rs.2633 (Special Rates for Loan Amount More than 15 Lacs) |
14.90% (for 45,000 & above salary) 15.25% (for 30K - 45K salary) 12% (Special Rates for Loan Amount More than 15 Lacs) |
Rs.2778 (for 45,000 & above salary) Rs.2796 (for 30K - 45K salary) Rs.2633 (Special Rates for Loan Amount More than 15 Lacs) |
14.50% - 17.50% (for 30,000 & above salary) |
Rs.0 |
3% - 5% | Rs.500- 2% | ||||||||||
| State Bank of India/SBI (SBI Saral) | 18.50% |
Rs.2964 |
18.50% |
Rs.2964 |
18.50% |
Rs.0 |
N.A | N.A | ||||||||||
| Fullerton India | 21% - 32% |
Rs.3097 - Rs.3718 |
21% - 32% |
Rs.3097 - Rs.3718 |
21% - 32% |
Rs.0 |
Zero after 3yrs (Otherwise 4%) | 2% | ||||||||||
| Standard Chartered Bank |
11.99% - 12.99% (Loan Amount 20Lacs & Above) 12.99% - 13.99% (As per the loan Amount) |
Rs.2633 - Rs.2682 (Loan Amount 20Lacs & Above) Rs.2682 - Rs.2732 (As per the loan Amount) |
11.99% - 12.99% (Loan Amount 20Lacs & Above) 12.99% - 13.99% (As per the loan Amount) |
Rs.2633 - Rs.2682 (Loan Amount 20Lacs & Above) Rs.2682 - Rs.2732 (As per the loan Amount) |
12.99% - 15% (As per the loan Amount) |
Rs.0 |
0% - 5% | 0% - 1% | ||||||||||
| HDBFS |
16% (for 75,000 & above salary) 17% (for 35,000 - 75,000 salary) 18% (below 35,000 salary) |
Rs.2834 (for 75,000 & above salary) Rs.2886 (for 35,000 - 75,000 salary) Rs.2937 (below 35,000 salary) |
16% (for 75,000 & above salary) 17% (for 35,000 - 75,000 salary) 18% (below 35,000 salary) |
Rs.2834 (for 75,000 & above salary) Rs.2886 (for 35,000 - 75,000 salary) Rs.2937 (below 35,000 salary) |
17% (for 75,000 & above salary) 18% (for 35,000 - 75,000 salary) 21% ( below 35,000 salary) |
Rs.0 Rs.0 Rs.0 |
NIL for Select Corporates Employees (CAT A & B) 4% For Rest | 1% - 2% | ||||||||||
| IndusInd Bank |
12.99% (for 1 5 Lac & above loan Amount (for 1 Lac & above salary)) 13.50% (For 1 Lac & above Salary ) 14.50% (For 50,000- 1 Lac Salary) 15% (below 50,000) |
Rs.2682 (for 1 5 Lac & above loan Amount (for 1 Lac & above salary)) Rs.2708 (For 1 Lac & above Salary ) Rs.2758 (For 50,000- 1 Lac Salary) Rs.2783 (below 50,000) |
13.49% (for 1 5 Lac & above loan Amount (for 1 Lac & above salary)) 14.25% (For 1 Lac & above Salary ) 15% (For 50,000- 1 Lac Salary) 15.75% (Below 50,000 salary) |
Rs.2707 (for 1 5 Lac & above loan Amount (for 1 Lac & above salary)) Rs.2745 (For 1 Lac & above Salary ) Rs.2783 (For 50,000- 1 Lac Salary) Rs.2821 (Below 50,000 salary) |
18% (For 1 Lac & above Salary ) 18.50% (For 50,000- 1 Lac Salary) 19% (Below 50,000 salary) |
Rs.0 Rs.0 Rs.0 |
Nil for Loan Amount above 10 Lakhs else 4% (Salary >75k) | 1% - 2.5% (Upto 50% off)* | ||||||||||
| Axis Bank |
15% (For Super CAT A) 16% (For CAT A) |
Rs.2783 (For Super CAT A) Rs.2834 (For CAT A) |
17% |
Rs.2886 |
19% - 20% |
Rs.0 |
Nil | 2% | ||||||||||
| Andhra Bank | 15.75% - 16.75% |
Rs.2821 - Rs.2873 |
16.75% - 18.75% |
Rs.2873 - Rs.2977 |
Rs250 - Rs1000/- | |||||||||||||
| Bank of Baroda | 14.75% |
Rs.2770 |
14.75% |
Rs.2770 |
||||||||||||||
| Corporation Bank |
14.50% ((undertaking letter required) ) |
Rs.2758 ((undertaking letter required) ) |
N.A |
Rs.2126 - Rs.2126 |
N.A |
Rs.0 |
N.A | N.A | ||||||||||
| United Bank Of India |
16% (12%(For pensioners)) |
Rs.2834 (12%(For pensioners)) |
16% - 18% (12%(For pensioners)) |
Rs.2834 - Rs.2937 (12%(For pensioners)) |
16% - 18% (12%(For pensioners)) |
Rs.0 |
N.A. | N.A. | ||||||||||
| Vijaya Bank | 16% |
Rs.2834 |
N.A |
Rs.2126 |
N.A |
Rs.0 |
N.A. | N.A. | ||||||||||
| Indian Bank | 13.70% - 14.20% |
Rs.2718 - Rs.2743 |
13.70% - 14.20% |
Rs.2718 - Rs.2743 |
13.70% - 14.20% |
Rs.0 |
N.A | 0.50% on the loan amount with min of Rs 500/- | ||||||||||
| Bank of India | 15% |
Rs.2783 |
15% |
Rs.2783 |
15% |
Rs.0 |
N.A | 2% | ||||||||||
| Canara Bank | 14.95% |
Rs.2781 |
14.95% |
Rs.2781 |
14.95% |
Rs.0 |
N.A | 0.25 % | ||||||||||
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| *Terms & conditions apply | ||||||||||
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